[et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#181819″ custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_font=”mini-zombie||||||||” header_font_size=”72px” text_orientation=”center” background_layout=”dark” locked=”off” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_font=”mini-zombie||||||||” header_font_size=”72px” text_orientation=”center” background_layout=”dark” global_colors_info=”{}”]<\/p>\n
HOME<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n USER\u2019S ACKNOWLEDGEMENT AND ACCEPTANCE OF TERMS<\/strong><\/p>\n KATRINA HUBBARD, LLC (\u201cUs\u201d or \u201cWe\u201d), provides the KATRINAHUBBARD.COM site and various related services (collectively, the \u201csite\u201d) to you, the user, subject to your compliance with all the terms, conditions, and notices contained or referenced herein (the \u201cTerms of Use\u201d), as well as any other written agreement between us and you. In addition, when using particular services or materials on this site, users shall be subject to any posted rules applicable to such services or materials that may contain terms and conditions in addition to those in these Terms of Use. All such guidelines or rules are hereby incorporated by reference into these Terms of Use.<\/p>\n BY USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT WISH TO BE BOUND BY THE THESE TERMS OF USE, PLEASE EXIT THE SITE NOW. YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE, ANY CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND ANY CONTENT OR INFORMATION YOU\u2019VE RECEIVED. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF USE BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF THIS SITE.\u00a0<\/p>\n Each product or service has, or will have, its own refund or return policy.\u00a0 Please refer to the individual product or service terms and policies for more information.<\/strong><\/p>\n We expressly reserve the right to change these Terms of Use from time to time without notice to you. You acknowledge and agree that it is your responsibility to review this site and these Terms of Use from time to time and to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment of the modified Terms of Use and agreement to abide and be bound by the modified Terms of Use.\u00a0<\/p>\n As used in these Terms of Use, references to our \u201cAffiliates\u201d include our owners, subsidiaries, affiliated companies, officers, directors, suppliers, partners, sponsors, and advertisers, and includes (without limitation) all parties involved in creating, producing, and\/or delivering this site and\/or its contents.<\/p>\n DESCRIPTION OF SERVICES<\/strong><\/p>\n We make various services available on this site including, but not limited to, courses, design and website services, and other like products and services. You are responsible for providing, at your own expense, all equipment necessary to use the services, including a computer, modem, and Internet access (including payment of all fees associated with such access).<\/p>\n We reserve the sole right to either modify or discontinue the site, including any of the site\u2019s features, at any time with or without notice to you. We will not be liable to you or any third party should we exercise such right. Any new features that augment or enhance the then-current services on this site shall also be subject to these Terms of Use.<\/p>\n REGISTRATION DATA AND PRIVACY<\/strong><\/p>\n In order to access some of the services on this site, you may be required to use an account and password that can be obtained by completing our online registration form, which requests certain information and data (\u201cRegistration Data\u201d), and maintaining and updating your Registration Data as required. By registering, you agree that all information provided in the Registration Data is true and accurate and that you will maintain and update this information as required in order to keep it current, complete, and accurate.<\/p>\n You also grant us the right to disclose to third parties certain Registration Data about you. The information we obtain through your use of this site, including your Registration Data, is subject to our Privacy Policy<\/a>, which is specifically incorporated by reference into these Terms of Use.<\/p>\n CONDUCT ON SITE<\/strong><\/p>\n Your use of the site is subject to all applicable laws and regulations, and you are solely responsible for the substance of your communications through the site. By posting information in or otherwise using any communications service, chat room, message board, newsgroup, blog comments, or other interactive service that may be available to you on or through this site, you agree that you will not upload, share, post, or otherwise distribute or facilitate distribution of any content \u2014 including text, communications, software, images, sounds, data, or other information \u2014 that:<\/p>\n a. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another\u2019s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates our rules or policies;<\/p>\n b. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;<\/p>\n c. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;<\/p>\n d. constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as \u201cspamming\u201d), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;<\/p>\n e. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or<\/p>\n f. impersonates any person or entity, including any of our employees or representatives.<\/p>\n We neither endorse nor assume any liability for the contents of any material uploaded or submitted by third party users of the site. We generally do not pre-screen, monitor, or edit the content posted by users of communications services, chat rooms, message boards, newsgroups, blog comments, or other interactive services that may be available on or through this site. However, we and our agents have the right at their sole discretion to remove any content that, in our judgment, does not comply with these Terms of Use and any other rules of user conduct for our site, or is otherwise harmful, objectionable, or inaccurate. We are not responsible for any failure or delay in removing such content. You hereby consent to such removal and waive any claim against us arising out of such removal of content. See \u201cUse of Your Materials\u201d below for a description of the procedures to be followed in the event that any party believes that content posted on this site infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party.<\/p>\n In addition, you may not use your account to breach security of another account or attempt to gain unauthorized access to another network or server. Not all areas of the site may be available to you or other authorized users of the site. You shall not interfere with anyone else\u2019s use and enjoyment of the site or other similar services. Users who violate systems or network security may incur criminal or civil liability.<\/p>\n You agree that we may at any time, and at our sole discretion, terminate your membership, account, or other affiliation with our site without prior notice to you for violating any of the above provisions. In addition, you acknowledge that we will cooperate fully with investigations of violations of systems or network security at other sites, including cooperating with law enforcement authorities in investigating suspected criminal violations.<\/p>\n THIRD PARTY SITES AND INFORMATION<\/strong><\/p>\n This site may link you to other sites on the Internet or otherwise include references to information, documents, software, materials and\/or services provided by other parties. These sites may contain information or material that some people may find inappropriate or offensive. These other sites and parties are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites, nor are we responsible for errors or omissions in any references to other parties or their products and services. The inclusion of such a link or reference is provided merely as a convenience and does not imply endorsement of, or association with, the site or party by us, or any warranty of any kind, either express or implied.<\/p>\n THIRD PARTY ADVERTISING<\/strong><\/p>\n Text and image ads that may appear on the site are provided by third party ad agencies or other businesses. KATRINA HUBBARD, LLC does not endorse the products and services advertised in these ads. These companies are not affiliated with our business. If you click on an advertisement you are leaving this site and the third party\u2019s terms and policies would then apply.<\/p>\n AFFILIATE DISCLOSURE<\/strong><\/p>\n KATRINA HUBBARD, LLC may earn commissions from products or services reviewed or mentioned in blog posts as well as posted on other site pages. KATRINA HUBBARD, LLC earns money by using affiliate links to other sites that pay a referral commission.<\/p>\n Please refer to the Affiliate’s Privacy Policy and other Terms of Use. Once you have clicked through to an Affiliate’s site, our Policies and Terms of Use no longer apply. We cannot guarantee or be held responsible for any information or products and services you may find on an Affiliate’s site.<\/p>\n The opinions expressed here are those of KATRINA HUBBARD, LLC or an approved representative and are not necessarily the opinions or views of any Affiliates. We only recommend products and services that we use or have thoroughly researched.<\/p>\n INTELLECTUAL PROPERTY INFORMATION<\/strong><\/p>\n Copyright \u00a92023 KATRINA HUBBARD, LLC. All Rights Reserved.<\/p>\n For purposes of these Terms of Use, \u201ccontent\u201d is defined as any information, data, communications, software, photos, video, graphics, music, sounds, and other material and services that can be viewed by users on our site. This includes message boards, chat, and other original content.<\/p>\n By accepting these Terms of Use, you acknowledge and agree that all content presented to you on this site is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws, and is the sole property of KATRINA HUBBARD, LLC and\/or its Affiliates. You are only permitted to use the content as expressly authorized by us or the specific content provider. Except for a single copy made for personal use only, you may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any documents or information from this site in any form or by any means without prior written permission from us or the specific content provider, and you are solely responsible for obtaining permission before reusing any copyrighted material that is available on this site. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.<\/p>\n Neither we nor our Affiliates warrant or represent that your use of materials displayed on, or obtained through, this site will not infringe the rights of third parties. See \u201cUser\u2019s Materials\u201d below for a description of the procedures to be followed in the event that any party believes that content posted on this site infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party.<\/p>\n The following are registered trademarks, common law and\/or statutory trademarks or service marks of KATRINA HUBBARD, LLC or its Affiliates: KATRINAHUBBARD.COM, MEET RINA, ONPIRE, GO LIVE STAY LIVE, MEET ZOMBYTE RINADAY and any new programs, products or services developed and used on the site in the future. All custom graphics, icons, logos and service names are registered trademarks, common law and\/or statutory trademarks or service marks of KATRINA HUBBARD, LLC or its Affiliates. All other trademarks or service marks are property of their respective owners. Nothing in these Terms of Use grants you any right to use any trademark, service mark, logo, and\/or the name of KATRINA HUBBARD, LLC or its Affiliates.<\/p>\n UNAUTHORIZED USE OF MATERIALS<\/strong><\/p>\n Subject to our Privacy Policy, any communication or material that you transmit to this site or to us, whether by electronic mail, post, or other means, for any reason, will be treated as non-confidential and non-proprietary. While you retain all rights in such communications or material, you grant us and our agents and affiliates a non-exclusive, paid-up, perpetual, and worldwide right to copy, distribute, display, perform, publish, translate, adapt, modify, and otherwise use such material for any purpose regardless of the form or medium (now known or not currently known) in which it is used.<\/p>\n Please do not submit confidential or proprietary information to us unless we have mutually agreed in writing otherwise.<\/p>\n We respect the intellectual property of others, and we ask you to do the same. If you or any user of this site believes their copyright, trademark or other property rights have been infringed by a posting on this site, you or the user should send notification to our Designated Agent (as identified below) immediately. To be effective, the notification must include:<\/p>\n 1. Identify in sufficient detail the copyrighted work that you believe has been infringed upon or other information sufficient to specify the copyrighted work being infringed.<\/p>\n 2. Identify the material that you claim is infringing the copyrighted work listed in item #1 above.<\/p>\n 3. Provide information reasonably sufficient to permit us to contact you (email address is preferred).<\/p>\n 4. Provide information, if possible, sufficient to permit us to notify the owner\/administrator of the allegedly infringing webpage or other content (email address is preferred).<\/p>\n 5. Include the following statement: \u201cI have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law.\u201d<\/p>\n 6. Include the following statement: \u201cI swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.\u201d<\/p>\n 7. Sign the paper.<\/p>\n 8. Send the written communication to the following address:<\/p>\n Designated Agent for Claimed Infringement:<\/p>\n Contact: KATRINA HUBBARD<\/p>\n Email: KATRINA@KATRINAHUBBARD.COM<\/p>\n You acknowledge and agree that upon receipt of a notice of a claim of copyright infringement, we may immediately remove the identified materials from our site without liability to you or any other party and that the claims of the complaining party and the party that originally posted the materials may be referred to the United States Copyright Office for adjudication as provided in the Digital Millennium Copyright Act.<\/p>\n USE OF RECORDINGS<\/strong><\/p>\n Please note that coaching calls, webinars, or other audio or visual services may be recorded and can be used in the future by KATRINA HUBBARD, LLC for business and promotional materials or in conjunction with the sale of any products or services unless you specifically request otherwise.\u00a0 If you would like to make such a request, please send an email to KATRINA@KATRINAHUBBARD.COM.<\/p>\n DISCLAIMER OF WARRANTIES<\/strong><\/p>\n ALL MATERIALS AND SERVICES ON THIS SITE ARE PROVIDED ON AN \u201cAS IS\u201d AND \u201cAS AVAILABLE\u201d BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (A) THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS, (B) THE SERVICES AND MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE OR RELIABLE, OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SITE FROM US OR OUR AFFILIATES WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS OR DEFECTS.<\/p>\n THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES OR TYPOGRAPHICAL ERRORS. WE MAY MAKE CHANGES TO THE MATERIALS AND SERVICES AT THIS SITE, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS OR SERVICES AT THIS SITE MAY BE OUT OF DATE, AND WE MAKE NO COMMITMENT TO UPDATE SUCH MATERIALS OR SERVICES.<\/p>\n THE USE OF THE SERVICES OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES.<\/p>\n Through your use of the site, you may have the opportunity to engage in commercial transactions with other users and vendors. You acknowledge that all transactions relating to any merchandise or services offered by any party, including, but not limited to the purchase terms, payment terms, warranties, guarantees, maintenance and delivery terms relating to such transactions, are agreed to solely between the seller or purchaser of such merchandise and services and you. WE MAKE NO WARRANTY REGARDING ANY TRANSACTIONS EXECUTED THROUGH, OR IN CONNECTION WITH THIS SITE, AND YOU UNDERSTAND AND AGREE THAT SUCH TRANSACTIONS ARE CONDUCTED ENTIRELY AT YOUR OWN RISK. ANY WARRANTY THAT IS PROVIDED IN CONNECTION WITH ANY PRODUCTS, SERVICES, MATERIALS, OR INFORMATION AVAILABLE ON OR THROUGH THIS SITE FROM A THIRD PARTY IS PROVIDED SOLELY BY SUCH THIRD PARTY, AND NOT BY US OR ANY OTHER OF OUR AFFILIATES.<\/p>\n Content available through this site often represents the opinions and judgments of an information provider, site user, or other person or entity not connected with us. We do not endorse, nor are we responsible for the accuracy or reliability of, any opinion, advice, or statement made by anyone other than an authorized KATRINA HUBBARD, LLC spokesperson speaking in his\/her official capacity. Please refer to the specific editorial policies posted on various sections of this site, if applicable, for further information, which policies are incorporated by reference into these Terms of Use.<\/p>\n You understand and agree that temporary interruptions of the services available through this site may occur as normal events. You further understand and agree that we have no control over third party networks you may access in the course of the use of this site, and therefore, delays and disruption of other network transmissions are completely beyond our control.<\/p>\n You understand and agree that the services available on this site are provided \u201cAS IS\u201d and that we assume no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.<\/p>\n SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.<\/p>\n NO PROFESSIONAL ADVICE<\/strong><\/p>\n The information contained in or made available through this Site (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. Neither we nor our partners, nor any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.\u00a0<\/p>\n The statements made on this Site are solely the opinion of the author and in no way should be construed as professional advice.\u00a0<\/p>\n You alone are responsible and accountable for your decisions, actions and results in life, and by your use of this Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.<\/p>\n EARNINGS DISCLAIMER<\/strong><\/p>\n Our content, products, or services are not “get rich” programs. We believe in hard work, adding value, building a real and professional career, and serving others with excellence and constancy. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “money for nothing get rich quick” myth or ideology; we only want serious people dedicated to real professional development who want to add value and move their business forward.<\/p>\n As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. We just want to help by giving great content, direction, and strategies.<\/p>\n All products and services by our company are for educational and informational purposes only.\u00a0 Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice.<\/p>\n We’ve taken every effort to ensure we accurately represent our programs and their ability to improve your life or grow your business. Your level of success in attaining similar results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, network, and financial situation, to name a few.<\/p>\n Making decisions based on any information presented in our products, events, services, or website should be done only with the knowledge that you could experience risk or losses as in any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer, or professional advisor before acting on this or any information related to a lifestyle change or your business or finances.\u00a0<\/p>\n LIMITATION OF LIABILITY<\/strong><\/p>\n IN NO EVENT SHALL WE OR OUR AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR OF ANY WEBSITE REFERENCED OR LINKED TO FROM THIS SITE.<\/p>\n FURTHER, WE SHALL NOT BE LIABLE IN ANY WAY FOR THIRD PARTY GOODS AND SERVICES OFFERED THROUGH THIS SITE OR FOR ASSISTANCE IN CONDUCTING COMMERCIAL TRANSACTIONS THROUGH THIS SITE, INCLUDING WITHOUT LIMITATION THE PROCESSING OF ORDERS.<\/p>\n SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.<\/p>\n INDEMNIFICATION<\/strong><\/p>\n Upon a request by us, you agree to defend, indemnify, and hold us and our Affiliates harmless from all liabilities, claims, and expenses, including attorneys fees, that arise from your use or misuse of this site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.<\/p>\n SECURITY AND PASSWORD<\/strong><\/p>\n You are solely responsible for maintaining the confidentiality of your password and account, if applicable, and for any and all statements made and acts or omissions that occur through the use of your password and account. Therefore, you must take steps to ensure that others do not gain access to your password and account. Our personnel will never ask you for your password. You may not transfer or share your account with anyone, and we reserve the right to immediately terminate your account if you do transfer or share your account.<\/p>\n PARTICIPATION IN PROMOTIONS<\/strong><\/p>\n From time to time, this site may include advertisements offered by third parties. You may enter into correspondence with or participate in promotions of the advertisers showing their products on this site. Any such correspondence or promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such correspondence or promotions, are solely between you and the advertiser. We assume no liability, obligation or responsibility for any part of any such correspondence or promotion.<\/p>\n EMAIL, MESSAGING, BLOGGING, AND CHAT SERVICES<\/strong><\/p>\n We may make email, messaging, blogging, or chat services (collectively, \u201cCommunications\u201d) available to users of our site, either directly or through a third-party provider. We may make available separate supplemental agreements characterizing the relationship between you and us that, except where expressly noted or contradictory, includes these Terms.<\/p>\n We will not inspect or disclose the contents of private Communications except with the consent of the sender or the recipient, or in the narrowly-defined situations provided under the Electronic Communications Privacy Act, or as otherwise required by law or by court or governmental order. Further information is available in our Privacy Policy.<\/p>\n We may employ automated monitoring devices or techniques to protect our users from mass unsolicited communications (also known as \u201cspam\u201d) and\/or other types of electronic communications that we deem inconsistent with our business purposes. However, such devices or techniques are not perfect, and we will not be responsible for any legitimate communication that is blocked, or for any unsolicited communication that is not blocked.<\/p>\n Mailboxes may have a limited storage capacity. If you exceed the maximum permitted storage space, we may employ automated devices that delete or block email messages that exceed the limit. We will not be responsible for such deleted or blocked messages.<\/p>\n INTERNATIONAL USE<\/strong><\/p>\n Although this site may be accessible worldwide, we make no representation that materials on this site are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws. Any offer for any product, service, and\/or information made in connection with this site is void where prohibited.<\/p>\n TERMINATION OF USE<\/strong><\/p>\n You agree that we may, in our sole discretion, terminate or suspend your access to all or part of the site with or without notice and for any reason, including, without limitation, breach of these Terms of Use. Any suspected fraudulent, abusive or illegal activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.<\/p>\n Upon termination or suspension, regardless of the reasons therefore, your right to use the services available on this site immediately ceases, and you acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and\/or bar any further access to such files or this site. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection with such termination or suspension.<\/p>\n GOVERNING LAW<\/strong><\/p>\n This site (excluding any linked sites) is controlled by us from our offices within the State of GEORGIA, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of GEORGIA, by accessing this site both of us agree that the statutes and laws of the State of GEORGIA, without regard to the conflicts of laws principles thereof and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this site and the purchase of products and services available through this site. Each of us agrees and hereby submits to the exclusive personal jurisdiction and venue of any court of competent jurisdiction within the State of GEORGIA with respect to such matters.<\/p>\n NOTICES<\/strong><\/p>\n All notices to a party shall be in writing and shall be made either via email or conventional mail. Notices to us must be sent to the attention of Customer Service at KATRINA@KATRINAHUBBARD.COM, if by email. Notices to you may be sent to the address supplied by you as part of your Registration Data. In addition, we may broadcast notices or messages through the site to inform you of changes to the site or other matters of importance, and such broadcasts shall constitute notice to you at the time of sending.<\/p>\n ENTIRE AGREEMENT<\/strong><\/p>\n These terms and conditions constitute the entire agreement and understanding between us concerning the subject matter of this agreement and supersedes all prior agreements and understandings of the parties with respect to that subject matter. These Terms of Use may not be altered, supplemented, or amended by the use of any other document(s). Any attempt to alter, supplement or amend this document or to enter an order for products or services which are subject to additional or altered terms and conditions shall be null and void, unless otherwise agreed to in a written agreement signed by you and us. To the extent that anything in or associated with this site is in conflict or inconsistent with these Terms of Use, these Terms of Use shall take precedence.<\/p>\n ENFORCEMENT AND DISPUTE RESOLUTION<\/strong><\/p>\n Any cause of action brought by you against us or our Affiliates must be instituted within one year after the cause of action arises or be deemed forever waived and barred.<\/p>\n For every dispute regarding this Agreement: (i) the prevailing party is entitled to its costs, expenses, and reasonable attorneys\u2019 fees (whether incurred at trial, on appeal, or otherwise) incurred in resolving or settling the dispute, in addition to all other damages or awards to which the party may be entitled; (ii) each party consents to the jurisdiction of the courts of the State of GEORGIA and agrees that those courts have personal jurisdiction over each party; (iii) venue will be in GEORGIA; and (iv) the parties will submit the dispute to mandatory mediation held in GEORGIA or through an online mediation service agreed upon by all parties. If the parties cannot agree on a mediator, then any party may apply at any time to the presiding judge of the Superior Court for the appointment of a mediator, and the judge\u2019s selection is binding on all parties. The parties will share equally (50\/50) in all costs of the mediation, including the mediator\u2019s fees, but each party is solely responsible for its own attorneys\u2019 and experts\u2019 fees. Every mediation will be completed within 4 months of the date when the initial notice demanding mediation was provided by any party. If, for any reason, the dispute is not resolved through mediation within the 4-month period, then the parties may continue seeking to resolve the dispute via any process, including litigation by trial.<\/p>\n ASSIGNMENT OF RIGHTS<\/strong><\/p>\n You may not assign your rights and obligations under these Terms of Use to any party, and any purported attempt to do so will be null and void. We may freely assign our rights and obligations under these Terms of Use.<\/p>\n NON-DELIVERY OR DELAY<\/strong><\/p>\n In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and services available through our site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.<\/p>\n SEVERABILITY<\/strong><\/p>\n If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.<\/p>\n NO WAIVER<\/strong><\/p>\n Any failure by us to enforce or exercise any provision of these Terms of Use or related rights shall not constitute a waiver of that right or provision.\u00a0 No delay or omission by either party hereto to exercise any right or power occurring upon any noncompliance or default by the other party with respect to any of the terms of this Agreement shall impair any such right or power or be construed to be a waiver thereof. Further, no waiver of any provision or breach hereof is a waiver of any other provision or breach. The terms and conditions of this Agreement may be waived or amended only in writing and only by the party that is entitled to the benefits of the term(s) or condition(s) being waived or amended.<\/p>\n SECTION HEADINGS<\/strong><\/p>\n The section headings in this Agreement are for convenience only and must not be given any legal import.\u00a0\u00a0<\/p>\n REMEDIES CUMULATIVE<\/strong><\/p>\n All remedies provided for in this Agreement shall be cumulative and in addition to and not in lieu of any other remedies available to either party at law, in equity, or otherwise.<\/p>\n ELECTRONIC COMMUNICATIONS<\/strong><\/p>\n When you visit the website or send emails to KATRINA HUBBARD, LLC, you are communicating with us electronically. You thereby consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.<\/p>\n A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial proceedings or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.<\/p>\n CONTACT INFORMATION<\/strong><\/p>\n Except as explicitly noted on this site, the services available through this site are offered by KATRINA HUBBARD, LLC. If you notice that any user is violating these Terms of Use, please contact us at KATRINA@KATRINAHUBBARD.COM.<\/p>\n Last updated 9\/16<\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#000000″ custom_padding=”0px||0px|||” global_colors_info=”{}” global_module=”89″ saved_tabs=”all”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” text_orientation=”center” background_layout=”dark” global_colors_info=”{}”]<\/p>\n \u00a9 2023 Katrina Hubbard, LLC \u2022 All Rights Reserved \u2022 Terms<\/a> \u2022 Privacy<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Meet RinaHOMEWEBSITE TERMS AND CONDITIONS OF USE USER\u2019S ACKNOWLEDGEMENT AND ACCEPTANCE OF TERMS KATRINA HUBBARD, LLC (\u201cUs\u201d or \u201cWe\u201d), provides the KATRINAHUBBARD.COM site and various related services (collectively, the \u201csite\u201d) to you, the user, subject to your compliance with all the terms, conditions, and notices contained or referenced herein (the \u201cTerms of Use\u201d), as well […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/pages\/83"}],"collection":[{"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/comments?post=83"}],"version-history":[{"count":4,"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/pages\/83\/revisions"}],"predecessor-version":[{"id":90,"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/pages\/83\/revisions\/90"}],"wp:attachment":[{"href":"https:\/\/katrinahubbard.com\/wp-json\/wp\/v2\/media?parent=83"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}WEBSITE TERMS AND CONDITIONS OF USE<\/h1>\n